8 Popular Online Payment Options for Merchants

Best Online Payment Options

The world of online payments is a big and confusing one. As a merchant, you must ensure that your customers can pay quickly and securely. Luckily, there are many services available to help you do this! Here are eight popular payment options for merchants:


Square is a mobile payment service that allows you to accept credit card payments with your smartphone or tablet. Square’s low rates make it an appealing option for accepting customer payments if your business is in the food industry. The best part? Square is free to use and available on iOS and Android devices.

In addition to being easy to use, businesses using Square receive customizable invoices and analytics data that can help track how much money they’re making over time. 

This information will allow merchants to understand better what their customers want so they can adjust their product offerings accordingly.


PayPal is a popular payment service that allows you to process payments for your business. PayPal is a payment processor and an online payment service that allows customers to quickly make payments from any device at any time. Since PayPal offers two-factor authentication, they provide secure transactions while protecting user information. If you’re just starting, or if your business doesn’t have very many sales yet, then PayPal can be an excellent choice because of its ease of use and low setup costs.

At the other end of the spectrum are large businesses with thousands upon thousands of transactions each month or even millions per year, all these businesses might need something more robust than what most eCommerce platforms offer by default to meet their needs as efficiently as possible while also maintaining compliance standards (like PCI). 


Stripe is an online payment processing company that allows you to accept payments from your customers quickly and securely. Stripe can be used by all types of businesses, including eCommerce, marketplaces, and small businesses.

Stripe’s primary focus is helping its merchants accept credit card payments on their website or in-store through various channels. It also offers a set of developer tools that make it easy to integrate with other applications like accounting or invoicing software.

Related: 12 Best Stripe Alternatives


Authorize.Net is a popular payment gateway service used by thousands of merchants, large and small. The company provides various credit card processing services, including eCommerce, mobile, and recurring billing.

Authorize.net’s transaction processing software allows businesses to accept all major credit cards, while many other providers limit you to only one or two types of cards.

You can use Authorize.Net as your merchant account provider without additional setup fees – sign up through their website with your business information, and they’ll do the rest!

Paysafe (Merchant Warrior)

Paysafe is a global provider of online payment solutions. It offers a wide range of payment options for merchants and consumers and has been around for more than 20 years. 

Paysafe is also a member of the Global Payments Group and works with thousands of partners to provide advanced security and fraud protection. Its latest innovation is its Merchant Warrior program, which gives merchants access to everything they need to get started in one convenient place.

Paysafe’s Merchant Warrior includes everything you need to accept payments online: the ability to accept multiple currencies, multiple languages, instant settlement processing, and more, all in one easy package!


2Checkout is a global payment processor that can be integrated into your store’s platform. 2Checkout is an excellent option for merchants who already have a Shopify store or want to get started with one of their other e-commerce solutions: Magento, WooCommerce, BigCommerce, and more.

2Checkout offers several methods of payment (e-checks and credit cards) and recurring billing plans. The service also includes fraud prevention and reporting tools to keep track of sales growth over time.

Shopify Payments

Shopify Payments is a payment processing service offered by Shopify, which powers more than 500K merchants worldwide. The service lets you accept credit cards and other customer payments and keep track of all sales.

Merchants who want to use the Shopify eCommerce platform will benefit from signing up for Shopify Payments because it’s one less thing they have to worry about when setting up their stores.

Amazon Payment Services

If you’re an online merchant and want to accept payments from a wide range of customers, Amazon Payments is for you. It’s one of the most popular payment services for merchants, with over 400 million users worldwide.

Amazon Payments works like PayPal: Users can pay for goods and services using their Amazon account or their credit card information. The difference is that instead of sending money to another individual through PayPal or Venmo, you send it directly to your bank account or transfer it into cash via Amazon Cash Pickup.

The service is offered by Amazon Web Services (AWS), which makes it a subsidiary of the e-commerce giant. This means that if you don’t want to use another service like Stripe or Square, both owned by big banks like Wells Fargo & Co., then Amazon Payments may be your best bet, especially if you’re already selling products on their marketplace!

Merchants should select an online payment service that fits their needs from the many options available.

There are many online payment options available to merchants; they should choose a service that suits their needs.

If your business is new, you may want to select a payment option that’s easy for customers to use and understand. A basic setup might also be less expensive than other options. 

If your business already has an established customer base, you may consider offering more advanced features such as recurring billing or subscription services. When choosing an online payment method, you should also consider what is best for your budget and budget constraints.


While knowing the different online payment options available to merchants is essential, they’re not all right for every business. 

Deciding which option is best for your business can be challenging. We hope this article has helped you better understand some of the most popular online payment options and what they mean for merchants selling online.

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